Can I also have the interest paid out?

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The interest is added to the clocked coin block. If, for example, a coin block with 100 DEM is clocked exactly after 365 days, one receives a coin block in the amount of 103.8 DEM and a coin age of 0 days. You can dispose of this 103.8 DEM after 100 confirmations by the blockchain (approx. 2h).